Please contact us if you cannot find an answer to your question.

What is a deductible?

A deductible is an amount that you’re responsible for in the event of a loss. This is the amount you pay out-of-pocket, and insurance covers the remainder.

How Can I make sure that I have coverage for my valuables?

When speaking with your agent to set up your policy, any valuables you are concerned about and our agent can review your policy and recommend changes to ensure your valuables have proper coverage.

Do I need to get a new appraisal to renew or change my coverage?

No. You do not need a new home appraisal during the renewal or coverage change process.

Do credit scores affect premiums?

Yes they do. According to regulatory associations, there is a direct correlation between credit scores and individuals getting into accidents, and cancellation policies due to non-payment. Therefore, premiums are higher for lower credit scores.